By you accessing this website you agree to the Terms and Conditions set out. If you do not agree to them you have no right or license to access this website.
This website is provided solely for your personal use and should not be used by you for any commercial reasons whatsoever. You may download, print or electronically copy any of the contents on the strict condition that you will use them for your sole personal use and not for commercial purposes. Usage for any other purpose is strictly prohibited without the written prior consent from Howard Balkind. No right, title or interest in the website content or material will be transferred to you as a result of you downloading, electronically copying, printing or attaching to an e-mail such material.
This website is owned and controlled by Howard Balkind and unless otherwise stated all information contained on this website – whether text or images – is protected by copyrights and trademarks and is owned by Howard Balkind. Any infringement of the above will be vigorously defended.
Howard Balkind cannot guarantee the working of this website, or that any errors, known or otherwise, are corrected. In addition Howard Balkind cannot guarantee that this site or its server are free of harmful elements such as viruses etc. By visiting and using this website you assume full responsibility for the cost of repairing or maintaining the equipment used to access this website. Howard Balkind shall not be liable for any damages related to your use of or inability to access the website. By you accessing this website you are, in effect, agreeing to the Terms and Conditions set out in this notice. Accessing this website is therefore entirely at your own risk.